Spending Plans & Auto/Home Buying

Learn how to develop your unique spending plan and factors to consider before making large purchases. This class will help you develop a travel budget so that you can explore Europe without affecting your long term financial goals.

Check out the other classes in the series:

June 27 - Investment Basics
Learn the difference between saving and investing and the importance of risk, diversification and understanding the different types of securities available.

July 11 - TSP Advanced Strategies
Using life cycle funds. Choosing your own asset allocation and time frame for making adjustment to the portfolio risk.

July 18 - Advanced Investing
Learn about advanced investment products ETF, Real Estate, Options, sector investing and the pros and cons of investing in individual stocks versus mutual funds or ETF.

July 25 - Family Financial Planning
Learn about life insurance, saving for childrens’ education and finding a balance between long and short term savings.

Robert Spinelli, CFP® Personal Financial Counselor - USAG Bavaria, Garmisch

Bob Spinelli retired from the military and is a Certified Financial Planner® with over 20 years experience in investment management experience. He managed software providing stock quotations to nationwide stock brokerage firms, managed options and equity trading platforms while with Merrill Lynch and worked with high net worth clients at a planning firm. For the past five years, he has been providing financial counseling as a Personal Financial Counselor to military families.